Emergency Fund Calculator Australia
Calculate how much you need in your emergency fund based on your expenses, job stability, and personal circumstances. Get a personalized savings plan and timeline.
Emergency Fund Details
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Include rent, food, utilities, transport, minimum debt payments
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Emergency Fund Analysis
Recommended Emergency Fund
$24,000
6.0 months of expenses
Current Coverage
1.3 months
Progress
21%
Amount Still Needed
$19,000
35 months at current contribution rate
Emergency Fund Scenarios
Conservative (3 months)$12,000
Moderate (6 months)$24,000
Aggressive (12 months)$48,000
Growth Projection
Monthly Growth+$519
Annual Growth+$6,225
Building Your Fund
- • Start with $1,000 as a mini emergency fund
- • Automate transfers to a separate savings account
- • Use windfalls (tax refunds, bonuses) to boost savings
- • Review and adjust target based on life changes
Job Stability Assessment: Stable
Standard 3-6 month recommendation applies
Standard 3-6 month recommendation applies
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