Time to Retire Calculator Australia

Calculate when you can retire based on your savings rate, expenses, and investment returns. Includes FIRE calculations and early retirement planning scenarios.

Retirement Planning

$
$
$
$

Retirement Timeline

Retirement Age
52 years old
22 years from now (Early retirement!)
Required Fund
$1,500,000
Annual Savings
$11,250

FIRE Numbers

Lean FIRE (60%)$900,000
Regular FIRE$1,500,000
Fat FIRE (150%)$2,250,000

Return Scenarios

Conservative (5%)27 years
Moderate (7%)22 years
Aggressive (9%)19 years

Early Retirement Options

Retire at 55Possible
Monthly savings needed: $395
Savings rate: 6.3%
Retire at 60Possible
Monthly savings needed: $0
Retire at 65Possible
Monthly savings needed: $0

Current Progress

Savings rate: 15.0%
Annual retirement expenses: $60,000
Projected final amount: $1,576,305

Acceleration Tips

  • • Increase savings rate by 1% annually
  • • Invest in growth assets while young
  • • Consider geographic arbitrage
  • • Maximize super contributions
  • • Reduce expenses in retirement
Share this calculator:

Frequently Asked Questions