Tax & Finance Calculators
Explore our collection of tax & finance calculators designed to help you make informed decisions.
Net Worth Calculator
Get a clear snapshot of your financial health. Track your assets, liabilities, and progress towards your wealth goals.
Pay Frequency Converter
Seamlessly convert your pay between hourly, weekly, fortnightly, monthly, and annual rates to compare job offers and manage your budget.
Pay Rise After Tax Calculator
Discover the real financial impact of a salary increase by calculating your after-tax pay rise. Essential for negotiation and budgeting.
PAYG Variation Estimator
For property investors and those with large deductions. Estimate how you can vary your PAYG withholding to improve your annual cash flow.
PAYG Withholding Calculator (ATO-aligned)
Estimate the tax (PAYG) to be withheld from your pay based on ATO guidelines. Essential for employees and employers.
After-Tax Pay by State Calculator
Calculate your take-home pay after federal taxes and levies, and understand how state-based costs affect your bottom line.
Bonus After Tax Calculator
Calculate the net amount of a bonus payment you receive after all applicable taxes and deductions have been withheld.
Commute Cost Calculator
Quantify the financial and time expenses associated with traveling to and from your workplace to understand the true cost of your commute.
Cost of Living Calculator
Compare the cost of living between two cities to understand how much you would need to earn to maintain your current standard of living.
Cost of Quitting Job Calculator
Calculate the total financial impact of leaving your current role, especially when you don't have another job lined up.
Debt-to-Income (DTI) Ratio Calculator
Calculate your DTI ratio, a key financial metric that compares your total monthly debt payments to your gross monthly income.
Emergency Fund Calculator
Determine how much you need to save in your emergency fund to cover unexpected financial shocks, like a job loss or medical bills.
HECS Repayment Calculator
Calculate your compulsory HECS-HELP student loan repayment amount based on your income.
Rent Affordability Calculator
Determine a sustainable rental budget based on your income using the common 30% rule to avoid rental stress.
Salary Sacrifice Calculator
Calculate the tax benefits of salary sacrificing into superannuation or other benefits to reduce your taxable income.
Side Hustle Calculator
Estimate the after-tax income from a second job or side hustle in Australia, where it is taxed at your highest marginal rate.
Superannuation Calculator
Project the future value of your superannuation to see how your retirement savings will grow over time.
Take-Home Pay Calculator
Calculate the amount of money you receive in your bank account after all deductions have been withheld from your gross pay.
Time to Retire Calculator
Estimate how many years it will take you to achieve financial independence and be able to retire based on your savings rate.
Savings Rate Calculator
Calculate the percentage of your income you’re saving and project how your savings will grow over time.
Super Fees Impact Calculator
See the powerful long-term impact of super fees on your retirement savings. Compare funds and find out how much you could save.
Retirement Income Simulator
Estimate your annual income in retirement based on your super balance, contributions, and investment strategy.
Cost of Switching Jobs Calculator
Evaluate the true financial impact of switching jobs by considering factors like salary, benefits, and career growth.
Work From Home Savings Calculator
Estimate the money you can save by working from home instead of commuting, factoring in transport, food, and other costs.
Future Value of Pay Rise Tool
See how investing your pay rise can lead to significant wealth. Understand the long-term impact of compounding.
Medicare Levy Calculator
Calculate your 2% Medicare levy and check if you are eligible for a reduction or exemption based on your income.
Low & Middle Income Tax Offset (LMITO) Checker
Check your eligibility for the historical Low and Middle Income Tax Offset for the 2021-22 income year.
Work-from-Home Tax Deduction Estimator
Working from home? Estimate your potential tax deduction for home office expenses and maximize your tax refund.
Commute vs WFH Savings Calculator
Calculate the significant financial savings of working from home by quantifying avoided daily costs.
Second Job Tax Impact Calculator
Thinking of a second job? Calculate the significant tax impact to discover your true take-home pay from the extra work.
Side Income Tracker
Manage your side hustle finances. Track multiple income streams and expenses to see your real profitability and prepare for tax time.
Concessional vs Non-Concessional Contribution Estimator
Track your super contributions against the caps to maximise your retirement savings and avoid extra tax.
Salary Sacrifice Optimizer
Find the sweet spot for salary sacrificing to super or a novated lease to maximize your tax savings and overall wealth.
Career Change ROI Tool
Analyze the financial viability of a career change. This tool helps you estimate the return on investment by comparing your old salary to your new potential, factoring in training costs and time.
Income-to-Expense Ratio Tool
Get a clear picture of your financial health. This tool calculates your income-to-expense ratio, helping you understand where your money is going and identify opportunities to improve your savings.
Employee Cost to Company Calculator (CTC)
For employers: calculate the total cost of an employee, including salary, super, and other on-costs.