Tax & Finance Calculators
Explore our collection of tax & finance calculators designed to help you make informed decisions.
Pay Rise After Tax Calculator
See how a pay rise affects your take-home pay after taxes. Understand your new budget and financial standing.
Tax Bracket Calculator 2025
Find out which tax bracket you’re in and estimate your tax liability based on the latest Australian tax rates.
After-Tax Pay by State Calculator
After-tax pay, commonly known as take-home pay or net income, is the portion of your salary that remains after all mandatory deductions have been made by your employer.
Bonus After Tax Calculator
A bonus after tax is the net amount of a bonus payment you receive after all applicable taxes and deductions have been withheld.
Commute Cost Calculator
A Commute Cost Calculator helps you quantify the financial and time expenses associated with traveling to and from your workplace.
Cost of Living
The cost of living is the amount of money needed to cover basic expenses such as housing, food, taxes, and healthcare in a particular place and time period.
Cost of Quitting Job Calculator
The cost of quitting a job is the total financial impact of leaving your current role, especially when you don't have another job lined up.
Debt-to-Income (DTI) Ratio Calculator
A Debt-to-Income (DTI) ratio is a key financial metric that compares your total monthly debt payments to your gross monthly income.
Emergency Fund Calculator
An emergency fund is a pool of money set aside to cover unexpected financial emergencies, such as a sudden job loss, medical bills, or urgent home repairs.
HECS Repayment Calculator
HECS-HELP is the Australian Government's loan scheme for eligible students to pay for their university fees.
Rent Affordability Calculator
A Rent Affordability Calculator helps you determine a sustainable rental budget based on your income.
Salary Sacrifice Calculator
Salary sacrificing, also known as salary packaging, is an arrangement in Australia where an employee agrees to receive less pre-tax income from their employer in exchange for the employer paying for certain benefits of a similar value.
Side Hustle Calculator
A Side Hustle Calculator is a tool for individuals in Australia who have a second job or source of income in addition to their main employment.
Superannuation Calculator
Superannuation, or 'super', is Australia's retirement savings system.
Take-Home Pay Calculator
Take-home pay, also known as net pay, is the amount of money you receive in your bank account from your employer after all deductions have been withheld from your gross pay.
Time to Retire Calculator
A Time to Retire Calculator, often associated with the FIRE (Financial Independence, Retire Early) movement, estimates how many years it will take you to be able to retire based on your current income, expenses, and savings rate.
Savings Rate Calculator
Calculate the percentage of your income you’re saving and see how it impacts your long-term financial goals.
Super Fees Impact Calculator
Understand how superannuation fees can impact your retirement savings and learn how to choose a low-fee fund.
Retirement Income Simulator
Estimate your monthly income in retirement based on your super balance, contributions, and investment strategy.
Tax Refund Estimator
Estimate your potential tax refund or liability before lodging your Australian tax return. Plan your finances better.
Payslip Breakdown Tool
Visualize your payslip to see where your money is going. Understand tax, super, and other deductions.
Cost of Switching Jobs Calculator
Evaluate the financial impact of switching jobs by considering factors like salary, benefits, and career growth.
Work From Home Savings Calculator
A Work From Home (WFH) Savings Calculator estimates the amount of money you can save by working from home instead of commuting to an office.
Net Worth Calculator
Calculate your net worth by subtracting your liabilities from your assets. Track your financial progress over time.
Pay Frequency Converter (Hourly↔Weekly↔Fortnightly↔Monthly)
Convert your pay between different frequencies to easily compare job offers and manage your budget.
Super Fund Comparison Table (2025)
Find the best super fund for your needs. Compare fees, performance, and benefits to maximize your retirement savings.
Pay Statement Explainer
Demystify your payslip. Our tool breaks down deductions so you know exactly where your money is going.
Career Change ROI Tool
Considering a career change? Calculate the potential return on investment to make a confident decision.
Income-to-Expense Ratio Tool
Assess your financial health by analyzing your income-to-expense ratio. Find opportunities to save more.
Future Value of Pay Rise Tool
See how a pay rise today can grow into significant wealth over time. Understand the long-term value of a raise.
PAYG Withholding Calculator (ATO-aligned)
Calculates the amount of tax to withhold from employee payments, aligned with ATO requirements.
Medicare Levy Calculator
Adds depth to tax-related content by calculating the Medicare levy.
Low & Middle Income Tax Offset (LMITO) Checker
A seasonal and budget-related tool to check eligibility for the Low and Middle Income Tax Offset.
Tax Bracket Comparison 2024 vs 2025
Helps users understand if they are in a new tax bracket with the latest tax rate changes.
PAYG Variation Estimator
A tool for freelancers or those with variable income to estimate their PAYG variation.
Work-from-Home Tax Deduction Estimator
A tool with huge post-COVID search volume for estimating home office tax deductions.
Commute vs WFH Savings Calculator
Expands on the existing WFH tool to provide a more detailed savings comparison.
Second Job Tax Impact Calculator
A popular tool among multi-job earners to calculate the tax impact of a second job.
Side Income Tracker
A great tool to link to the "side hustle calculator" for tracking side income.